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Primary Plan Contact
Peter Serell
Attn: Peter Serell
AD Talent Inc.
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Near retirement? Take advantage of higher contribution limits available between ages 60 and 63.
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Watch video →Plan details
2026 Contribution Limits
$24,500
2026 base employee deferral limit
Employer Contributions
3% + Profit Sharing
AD Talent Inc. makes a Safe Harbor contribution and may add a discretionary Profit Sharing contribution
Vesting Schedule
Varies by Source
Safe Harbor is always 100% vested; Profit Sharing follows a graded schedule
Investment lineup
| Fund name | Category | Ticker | Expense ratio |
|---|---|---|---|
| Stability & Bonds | |||
| Voya Fixed Account | Stability of Principal | -- | N/A |
| American Funds Capital World Bond Fund® - Class R-6 | Bonds | RCWGX | 0.62% |
| DFA Inflation-Protected Securities Portfolio - Inst Class | Bonds | DIPSX | 0.11% |
| PGIM High Yield Fund - Class R6 | Bonds | PHYQX | 0.42% |
| Voya Intermediate Bond Fund - Class R6 | Bonds | IIBZX | 0.35% |
| Target Date (Voya Index Solution) | |||
| Voya Index Solution Income Portfolio - Class Z | Asset Allocation | VSZJX | 0.42% |
| Voya Index Solution 2030 Portfolio - Class Z | Asset Allocation | VSZCX | 0.44% |
| Voya Index Solution 2035 Portfolio - Class Z | Asset Allocation | VSZDX | 0.45% |
| Voya Index Solution 2040 Portfolio - Class Z | Asset Allocation | VSZEX | 0.46% |
| Voya Index Solution 2045 Portfolio - Class Z | Asset Allocation | VSZFX | 0.47% |
| Voya Index Solution 2050 Portfolio - Class Z | Asset Allocation | VSZGX | 0.47% |
| Voya Index Solution 2055 Portfolio - Class Z | Asset Allocation | VSZHX | 0.48% |
| Voya Index Solution 2060 Portfolio - Class Z | Asset Allocation | VSZIX | 0.48% |
| Voya Index Solution 2065 Portfolio - Class Z | Asset Allocation | VIQZX | 0.49% |
| Voya Index Solution 2070 Portfolio - Class Z | Asset Allocation | VSIZX | 0.49% |
| Balanced | |||
| Vanguard® Balanced Index Fund - Admiral™ Shares | Balanced | VBIAX | 0.07% |
| Large Cap | |||
| JPMorgan Equity Income Fund - Class R6 Shares | Large Cap Value/Blend | OIEJX | 0.45% |
| Vanguard® 500 Index Fund - Admiral™ Shares | Large Cap Value/Blend | VFIAX | 0.04% |
| AB Large Cap Growth Fund - Class Z | Large Cap Growth | APGZX | 0.55% |
| Vanguard® Growth Index Fund - Admiral™ Shares | Large Cap Growth | VIGAX | 0.05% |
| Small / Mid / Specialty | |||
| Columbia Select Mid Cap Value Fund - Institutional 3 Class | Small/Mid/Specialty | CMVYX | 0.72% |
| Franklin Small Cap Value Fund - Class R6 | Small/Mid/Specialty | FRCSX | 0.68% |
| JPMorgan Small Cap Growth Fund - Class R6 Shares | Small/Mid/Specialty | JGSMX | 0.75% |
| MFS® Mid Cap Growth Fund - Class R6 | Small/Mid/Specialty | OTCKX | 0.63% |
| Vanguard® Mid-Cap Index Fund - Admiral™ Shares | Small/Mid/Specialty | VIMAX | 0.05% |
| Vanguard® Small-Cap Index Fund - Admiral™ Shares | Small/Mid/Specialty | VSMAX | 0.05% |
| Global / International | |||
| American Funds New Perspective Fund® - Class R-6 | Global/International | RNPGX | 0.40% |
| Vanguard® Emerging Markets Stock Index Fund - Admiral™ Sh | Global/International | VEMAX | 0.14% |
| Vanguard® Total International Stock Index Fund - Adm™ Sh | Global/International | VTIAX | 0.11% |
Source: Voya Financial, AD Talent Inc. 401(k), June 30, 2026. Returns shown are trailing period total returns. Past performance is not a guarantee of future results.
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